GET THE BEST RATE

In less than 24 hours, we get you the lowest rates on the market. No need to shop around!

Compare rates online and get the best rates in Quebec on the first application.

Your Multi-Prêts broker provides you with access to more than 25 financial partners.

With the help of more than 25 financial partners (banks, caisses and Canadian financial institutions), we find for you the lowest rates with the best conditions. Contact us and get pre-approved for a mortgage quickly.

MULTI-PRÊTS : a ton of advantages

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Save Big

With Multi-Prêts, you save a lot of money, first of all because our mission is to find and negotiate for you the best rates with the best financial institutions. We therefore have access to a much wider range of mortgage products than individual institutions.

The best rates on the market

We know the market. All quality lenders and financial institutions are part of our network and allow us to negotiate the best rates in the market no matter what your status or reason for your request. We compete with all of these lenders so that you get the best rate.

It's completely free.

Mortgage brokers give free services to you. There are no additional fees or commissions to worry about. Indeed, the broker is compensated for promoting mortgage products on behalf of banks and financial organizations. As a consequence, we provide our services for free.

Save time, lots of time!

Why knock on the door of different financial institutions in the hope of getting the best rate when a Multi-Prêts broker will take care of all the tedious steps for free? He will follow up with you and the institutions, and will quickly communicate all the important information about your file and fill out all the documents for you. In the meantime, go about your business!

Your Multi-Prêts broker performs different functions…

Pre-Approval

Renewal

Pre-qualification

Refinancing

With Multi-Prêts, you save a lot of money, first of all because our mission is to
find and negotiate for you the best rates with the best financial institutions. We therefore have access to a
much wider range of mortgage products than individual institutions.

Learn More

Buying

Calculate and optimize your mortgage payments

*These figures and calculations are for illustrative purposes only and may not be used for contractual purposes. Certain conditions apply. Subject to change without notice.

Quick online request

Simply fill out this form and receive the best offers with the best rates and conditions in less than 24 hours tailored to your situation.

Why is Multi-Prêts the best option?

Because it offers the lowest rates

In Canada, 6,000 Multi-Prêts brokers are working in your interest… and saving you money! The team manages to obtain a total of approximately $44 billion in mortgages for its clients every year, at the best rates on the market. Unlike banks and other financial institutions, which only offer their own products, our brokers offer the full range of products from our 25 partners, as well as access to lenders who deal exclusively with brokers.

Not to mention that our brokers know the industry and the market like no other mortgage consultant. This means that they are able to find the most advantageous solution for each of their clients.

… providing you with sound financial advice

At Multi-Prêts Team Caron, our brokers take on multiple responsibilities: first by negotiating for you the best rates and conditions for your mortgage loan, but also by offering you financial services aimed at improving your savings and making your money grow, and this, for free.

…representing you to financial institution partners

Do you really want to spend a lot of time “selling” yourself to banks, credit unions and other institutions in order to get the lowest rate with the best conditions? Your Multi-Prêts Team Caron broker will take care of your file and do all the work for you. Save time and conserve your precious energy!

… by staying ahead of market trends

Trained to respond to their clients’ needs and questions, our mortgage brokers are also on the lookout for changes in a rapidly changing market.

… by being available

We are available to meet with you in one of our height offices in Montreal or on South-Shore or even directly at your home every day of the week and weekend.

Multi-Prêts, a unique power

The Multi-Prêts network of brokers includes more than 25 partners across the country, including banks, credit institutions and insurance companies. This is one of the reasons why our brokers are aware of all the products that may be best suited to your situation, as well as the lowest mortgage rates and the most advantageous conditions. Our brokers also have access to exclusive offers from certain lenders.

Because it offers the lowest rates

In Canada, 6,000 Multi-Prêts brokers are working in your interest… and saving you money! The team manages to obtain a total of approximately $44 billion in mortgages for its clients every year, at the best rates on the market. Unlike banks and other financial institutions, which only offer their own products, our brokers offer the full range of products from our 25 partners, as well as access to lenders who deal exclusively with brokers.

Not to mention that our brokers know the industry and the market like no other mortgage consultant. This means that they are able to find the most advantageous solution for each of their clients.
Because our brokers stand out in many ways, like...

… providing you with sound financial advice

At Multi-Prêts, our brokers take on multiple responsibilities: first by negotiating for you the best rates and conditions for your mortgage loan, but also by offering you financial services aimed at improving your savings and making your money grow, and this, for free.

…representing you to financial institution partners

Do you really want to spend a lot of time “selling” yourself to banks, credit unions and other institutions in order to get the lowest rate with the best conditions? Your Multi-Prêts broker will take care of your file and do all the work for you. Save time and conserve your precious energy!

… by staying ahead of market trends

Trained to respond to their clients’ needs and questions, our mortgage brokers are also on the lookout for changes in a rapidly changing market.

… by being available

We are available to meet with you in our Montreal or Laval offices or even directly at your home every day of the week and weekend.
Multi-Prêts, a unique power
Multi-Prêts, a unique power

The Multi-Prêts network of brokers includes more than 25 partners across the country, including banks, credit institutions and insurance companies. This is one of the reasons why our brokers are aware of all the products that may be best suited to your situation, as well as the lowest mortgage rates and the most advantageous conditions. Our brokers also have access to exclusive offers from certain lenders.

Our financial partners

Scotiabank

Manulife Bank

National Bank

Laurentian Bank

TD Canada Trust

Desjardins

B2B Bank

Fair Trade Bank

SecurFinance

Canada Guaranty

HomeEquity Bank

implici-T

Multi-Plane

MCAP

Pentor

Home Trust

Unik Financing

Merix Financial – Lendwise

FCT

Sagen

CMHC – CMHC

CHIP – Home Income Plan

First National Financial

Mortgage Protection Plan

The best rates are at Multi-Prêts!

Multi-Prêts services :
to obtain a mortgage pre-approval;

inform you about the different mortgage products and types of loans available with their rates and conditions;

to obtain the best mortgage rates at the best conditions for you;

to offer you a wide range of useful information online to help you make informed choices;

and more…
Multi-Prêts vs. Bank : which option to choose?

Our goal is to save you as much money as possible, especially in interest, which is not the case with banks, which are more interested in making a profit. To do so, we have access to the offers of more than 25 partner institutions, which also saves our clients time and effort. Indeed, by dealing with Multi-Prêts, they do not have to approach different financial institutions to select the most interesting offers.

In addition, our complementary services add to the Multi-Prêts benefits: mortgage pre-approval, mortgage renewal and mortgage refinancing.
What can your mortgage broker do for you?
In addition to finding you the best rate on the market with the most advantageous conditions for your situation, your mortgage broker has the following mandate

to get you pre-approved for a mortgage and determine how much you can borrow;

Freeze your mortgage rate for several weeks to protect yourself against interest rate increases during your purchase process;

to remain available for you, to answer your questions, to inform you of the possibilities and constraints (including those imposed by the market) and to accompany you step by step at every stage;

do many calculations for you, such as monthly or bi-weekly payments based on the terms and amortization period.

All the benefits of a broker, without having to pay a cent!

Since mortgage brokers are paid by the banks, clients do not have to pay for any of their services. It is the amount borrowed that determines the commission they make. We make it a point to be transparent about our Brokers’ compensation.

Your broker works tirelessly to find the lowest interest rate with the best possible loan conditions, whether it is for a first or an umpteenth purchase. He will take care of all the necessary steps and represent you with the banking institutions he approaches.
Expert and available mortgage brokers

Your mortgage broker is the bridge between you and the banking institutions or other lenders. He knows better than anyone how to represent you and give you the credibility you deserve in their eyes. This is how he will be able to obtain the most advantageous mortgage loan, renew your current mortgage under favourable conditions, or refinance.

Why call a Multi-Prêts mortgage broker in Montreal OR SOUTH-SHORE?

You wish to have access to the lowest mortgage rate on the market? If you live in the greater Montreal area, contact Multi-Prêts mortgage broker Équipe Caron, whose vast experience in the field and the volume of loans negotiated will put you at ease. Convincing and caring, he will get you the best offer to save you money.

An impressive number of real estate transactions in the Greater Montreal area

As the main economic hub in Quebec, Montreal continues to lead the way in real estate transactions. Popular thanks to its businesses, offices and head offices, as well as its public transportation that facilitates travel, the metropolis attracts a large workforce and new buyers. Its popular neighborhoods and districts, such as Old Montreal, Ville-Marie and Westmount, have their share of fans, but those undergoing revitalization or development, such as Griffintown and Little Burgundy, are now the number one choice for families and professionals in their 20s and 30s.

As for Laval, the North Shore and the South Shore, they are doing well, thanks to their proximity to the island of Montreal and to more competitive prices for the various types of housing.

Number of real estate transactions in Q1 2022

Montreal : 4,820

Laval : 1,180

North Shore of Montreal: 2,896

South Shore of Montreal: 2,933
Why use a South Shore-based mortgage broker?

The team of Multi-Prêts brokers in Montreal knows this particular market perfectly and follows its fluctuations and trends. Therefore, they can give sound advice to clients who wish to purchase a property in the city and, at the same time, take out a mortgage loan. If you are looking to renew your expiring mortgage or to refinance (to carry out a project or consolidate your debts), our brokers are also there to help you.

Per City of Longueil figures:

Population (2022): 434,373

Households (2016): 175,735

Businesses (2017): 11,062
Each file is different, and that is why Multi-Prêts negotiates the best conditions, for you.

Why should you choose mortgage refinancing?

Simply because refinancing is the easiest way to get money quickly (for renovations, vacations, miscellaneous expenses, etc.), and at a much lower interest rate than credit cards or private lenders, for example.

If you haven’t borrowed the maximum amount you can get on your mortgage, or if you’ve paid off part of your mortgage, you may be able to get your hands on the cash you’ve been looking for through refinancing.

When is the best time to think about refinancing?

Plan to refinance when your mortgage comes due. This way, you will avoid penalties.

How does it work?

Refinancing allows you to borrow up to 80% of the equity in your home, minus the current mortgage. For example, for a home worth $400,000, the maximum loan is $320,000 if there is no mortgage.

TESTIMONIALS

Hello Veronique

I would only take a few minutes of your time to thank you for the service you provided to my spouse and myself when purchasing our condo. Your service has always been outstanding, as much by listening to our needs as by understanding them.

Again, thank you very much!

Henry G.